Agricultural Development Bank of Trinidad and Tobago
Port of Spain
Job Description
<p class="DefaultText"><span style="letter-spacing: 0.4px;">To facilitate the development and maintenance of a quality loan portfolio by soliciting, converting, monitoring and collecting loans.</span></p> <p class="DefaultText"><o:p>&nbsp;</o:p></p>
Key and Critical Responsibilities
<p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->1)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><!--[endif]-->Interviews new and potential clients regarding new business generation.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->2)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><!--[endif]-->Disseminates information / markets the Banks financial services.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->3)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><!--[endif]-->Makes presentations on Bank related products as required.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->4)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><!--[endif]-->Receives loan applications.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->5)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><!--[endif]-->Undertakes appraisal visits for loan applications.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->6)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><!--[endif]-->Processes loans in accordance with established criteria and within stated deadlines.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->7)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><!--[endif]-->Monitors loans that are approved but not yet executed to ensure that clients meet criteria for execution and disbursement.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->8)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><!--[endif]-->Completes processing of disbursement requests and associated Information technology procedures, e.g. Disbursement plans.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->9)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><!--[endif]-->Monitors projects and conducts site visits to:- <o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level7 lfo1">&nbsp;&nbsp;&nbsp;&nbsp;<!--[if !supportLists]-->a)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><!--[endif]-->Ensures that projects are implemented as planned.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level7 lfo1">&nbsp;&nbsp;&nbsp;&nbsp;<!--[if !supportLists]-->b)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><!--[endif]-->Makes recommendations for disbursements so that Branch disbursements targets are obtained.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level7 lfo1">&nbsp;&nbsp;&nbsp;&nbsp;<!--[if !supportLists]-->c)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><!--[endif]-->Reports on technical performance of projects and ensure that payments are made on time.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level7 lfo1">&nbsp;&nbsp;&nbsp;&nbsp;<!--[if !supportLists]-->d)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><!--[endif]-->Provides support to clients experiencing problems.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level7 lfo1">&nbsp;&nbsp;&nbsp;&nbsp;<!--[if !supportLists]-->e)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><!--[endif]-->Makes recommendations for turnaround of projects (rescheduling, refinancing).<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level7 lfo1">&nbsp;&nbsp;&nbsp;&nbsp;<!--[if !supportLists]-->f)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><!--[endif]-->Makes recommendations for action to address delinquency.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->10)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp; </span><!--[endif]-->Provides technical, financial, managerial support to clients.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->11)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp; </span><!--[endif]-->Prepares summary reports - Collections etc.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->12)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp; </span><!--[endif]-->Maintains Office days at Sub Offices as required and adheres to the stated office procedures / responsibilities.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->13)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp; </span><!--[endif]-->Processes and makes recommendations on all loan related client requests.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->14)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp; </span><!--[endif]-->Prepares demand reports for other Branches - valuation reports.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->15)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp; </span><!--[endif]-->Prepares security update reports for Credit Department.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->16)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp; </span><!--[endif]-->Ensures accurate input of data on the Banks Operating System.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->17)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp; </span><!--[endif]-->To maintain a log book and report on all activities monthly.<o:p></o:p></p> <p class="DefaultText" style="margin-left:0in;text-indent:0in;mso-list:l0 level6 lfo1"><!--[if !supportLists]-->18)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp; </span><!--[endif]-->Any other related responsibility which may from time to time be assigned.</p>
Key Competency
<p class="DefaultText" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style="font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family: Symbol"><span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]-->First degree in Agriculture, Agri-Business Management, Economics, Management or related field<o:p></o:p></p> <p class="DefaultText" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style="font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family: Symbol"><span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]-->Computer Literacy<o:p></o:p></p> <p class="DefaultText" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style="font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family: Symbol"><span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]-->Experience in a financial institution would be an asset<o:p></o:p></p> <p class="DefaultText" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style="font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family: Symbol"><span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]-->Good communication and interpersonal skills<o:p></o:p></p> <p class="DefaultText" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style="font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family: Symbol"><span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]-->Must possess a valid Drivers permit<o:p></o:p></p> <p class="DefaultText" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style="font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family: Symbol"><span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: " times="" new="" roman";"="">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]-->Must own or have access to a motor vehicle<o:p></o:p></p>